According to data compiled by the European Mortgage Federation from Eurostat, supplemented by more recent data from Eurostat, the majority of European countries, the 28 countries in the European Union, have owner-occupancy rates that exceed the homeownership rate in the United States. The owner-occupied rate is proportion of all dwellings, owner- or renter-occupied that are owner-occupied. Eurostat is a branch of the European Commission tasked with providing statistical information to seven principal bodies of the European Union. These seven bodies are the European Parliament, the European Council, the Council of the European Union, the European Commission, the Court of Justice of the European Union, the European Central Bank, and the Court of Auditors. Eurostat is also responsible for promoting harmonization of statistical methods across its member countries, candidate countries for accession, and countries that are members of the European Free Trade Association.

As shown in Figure 1 above, in 2013, the last year of complete data, only 5 countries across the European Union, the United Kingdom, France, Denmark, Austria, and Germany had owner-occupancy rates below the 65% homeownership rate in the United States. The 2013 owner-occupancy rate in the United Kingdom was rounded from 64.6%, 0.5 percentage points less than the 65.1% homeownership rate in the United States. Meanwhile, the other 23 countries had owner-occupancy rates that exceeded the US homeownership rate. At the high end, Romania, Lithuania, Slovakia, and Hungary had owner-occupancy rates greater than or equal to 90%, while 7 countries had owner-occupancy rates between 80% and 89% and 11 countries had owner-occupancy rates between 70% and 79%. The owner-occupancy rate in the Netherlands was 67%.

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